Loan Products

Auto and Recreational Vehicles


Travel Trailers



Motor Homes



Dirt Bikes


Personal Loans

Debt Consolidation

Home Improvements

Holiday Loans

Vacation Loans

Credit Cards

Low, Fixed APR*

Rate starting as low as 8.90%

If you have any questions, please contact our loan department by phone, email, or online.

*APR = annual percentage rate Shared secured card available.

Share Secured

Great for rebuilding credit.

Perfect for first time borrowers.

Get your student credit ready.

Share secured loans are loans which are secured by funds in an account. Your funds act as collateral for you loan. Rates are 3% above the current share rate.


  • Purchase Mortgages
  • Refinance Mortgages (Rate & Term/Cash-Out: Remodel/Debt Consolidation)
  • First Time Home Buyer Mortgage Programs
  • FHA/VA Mortgages
  • HCICU Fixed Rate First and Second Mortgages
  • HCICU Fixed Rate Land Loans

Mechanical Breakdown Insurance: Click here for coverage information

Credit Life and Disability Insurance: Find out how Credit Coverage benefits you.