Loan Rates

Effective May 26, 2023

Auto Loans

1-4 Years Old

5-8 Years Old

36 Months

6.79% APR*

6.99% APR*

48 Months

7.29% APR*

7.49% APR*

60 Months

7.29% APR*

7.49% APR*

72 Months

7.69% APR*

7.79% APR*

84 Months

7.99% APR*

8.19% APR*

Other Loans
Signature Loansstarting at 9.5% APR*

Small RV Loans

1-4 Years Old

5-10 Years Old

11-15 Years Old

Motorcycles, ATV, UTV, Snowmobiles, Jet Ski, Small Boats

36 Months

6.34% APR*

7.75% APR*

9.25% APR*

48 Months

6.55% APR*

8.25% APR*

9.65% APR*

60 Months

7.32 APR*

8.49% APR*

9.99% APR*

72 Months

7.57% APR*

8.79% APR*

n/a

84 Months

8.29% APR*

9.29% APR*

n/a

Large RV Loans

1-4 Years Old

5-10 Years Old

11-15 Years Old

Trailers, Boats, Campers

36 Months

5.59% APR*

6.25% APR*

6.89% APR*

48 Months

5.79% APR*

6.50% APR*

7.15% APR*

60 Months

5.99% APR*

6.75% APR*

7.50% APR*

72 Months

6.09% APR*

7.45% APR*

8.25% APR*

84 Months

6.15% APR*

7.75% APR*

8.69% APR*

*APR = Annual Percentage Rate


Apply for a Loan

Consumer Loans Offered:

  • Boat Loans
  • RV Loans
  • Signature Loans
  • Vehicle Loans
  • Vacation Loans

Applying for a Home Loan?

PRIOR TO CLICKING THE “APPLY FOR MORTGAGE” LINK BELOW, PLEASE READ ALL OF THE INSTRUCTIONS.

Click “Apply for Mortgage” link below. Please note that you should have “MORTGAGE INQUIRY” pre-typed on your email subject line.

Simply type ‘PURCHASE’ or ‘REFINANCE’ in the body of your email, reply, and we will reply back with a quick questionnaire.

If you’re having difficulty with this method, please feel free to reach out to us at 208-275-0069, and we’ll be more than happy to assist.

We’re looking forward to serving you!

Apply for A Mortgage

Mortgages Offered:

  • Purchase Mortgages
  • Refinance Mortgages (Rate & Term/Cash-Out: Remodel/Debt Consolidation)
  • First Time Home Buyer Mortgage Programs
  • FHA/VA Mortgages
  • HCICU Fixed Rate First and Second Mortgages
  • HCICU Fixed Rate Land Loans